SBI Trending Right Now: What’s Driving It and What You Should Watch
February 25, 2026
State Bank of India (SBI) is trending due to a mix of market activity, earnings updates, and broader banking sector developments. As the country’s largest public sector bank, SBI often reacts sharply to policy signals, quarterly performance, and changes in ... Read more
“₹19.5 Lakh/Month on ₹18,000”? The Reality Behind the Viral Investment Claim
February 25, 2026
A message claiming that an investment of ₹18,000 can generate ₹19.5 lakh per month has been circulating widely across WhatsApp groups, Telegram channels, and social media platforms. The message usually includes screenshots of alleged profit dashboards, celebrity references, or fake ... Read more
Money Stolen via UPI/Card? Do This in 30 Minutes (1930 Steps That Actually Help)
February 25, 2026
If money has been stolen through UPI, debit card, credit card, or net banking fraud, the first 30 minutes are critical. Recovery chances drop sharply if you delay action. Many victims lose time panicking or searching for information instead of ... Read more
Buying SGB From Secondary Market? The New Tax Twist You Must Understand
February 25, 2026
Sovereign Gold Bonds (SGBs) are popular because they combine gold price exposure with fixed annual interest. While many investors buy SGBs during primary issuance, an increasing number purchase them from the secondary market through stock exchanges. Sometimes these bonds trade ... Read more
Asset Allocation for Indians: The Age Rule + Rebalancing Triggers That Prevent Big Losses
February 24, 2026
Most investors focus on picking the “best” mutual funds or stocks. But long-term wealth depends more on how you divide money across assets — not which asset you pick. This division is called asset allocation, and it determines your risk, ... Read more
Direct vs Regular Funds: The Hidden Cost That Can Eat Lakhs (Real 20-Year Example)
February 24, 2026
Most mutual fund investors focus on returns, past performance, and fund ratings. Very few notice the biggest wealth destroyer hidden in their portfolio — fund expenses. The choice between direct and regular mutual funds can cost lakhs over time, even ... Read more
Mutual Fund Overlap Check: The Simple Way to Stop Buying the Same Stocks via Different Funds
February 23, 2026
Many investors think owning multiple mutual funds automatically creates diversification. In reality, many portfolios contain the same stocks repeated across different funds — a problem called portfolio overlap. This duplication increases risk without improving returns. You may believe you hold ... Read more
SIP vs RD: A Rule-Based Guide (Choose in 3 Minutes Without Confusing Risk)
February 23, 2026
Many investors struggle to choose between SIP (Systematic Investment Plan) and RD (Recurring Deposit). Both involve investing monthly, both build disciplined savings, and both are widely recommended — but they serve very different financial goals. Choosing the wrong option can ... Read more
UPI Market Share Cap Extended to 2026: What It Means for Your App Choice and Payment Reliability
February 21, 2026
UPI has transformed how India makes payments, but a few apps currently dominate most transactions. To prevent market concentration and encourage fair competition, the UPI ecosystem introduced a market share cap for payment apps. The latest UPI market share cap ... Read more
UPI Limits in 2026: The Real Caps That Cause Failures (and How to Pay Large Amounts Without Stress)
February 21, 2026
UPI has become the default payment method for millions of users, but transaction failures still frustrate people — especially when sending large amounts. Most users assume UPI works without limits, only discovering restrictions when payments fail at critical moments. The ... Read more