Bajaj Chetak 2025: Daily Charging Cost, Subsidy & EMI vs Petrol Scooter in India

The Bajaj Chetak 2025 continues to redefine what a daily-use electric scooter should be in India — stylish, efficient, and extremely affordable to run. With rising petrol prices and wider EV adoption, many buyers are now comparing its daily charging cost, EMI, and maintenance against popular petrol scooters such as the Honda Activa 6G, TVS Jupiter, and Suzuki Access 125.

This detailed guide breaks down the real-world cost of ownership, government subsidies, and EMI affordability of the new Bajaj Chetak for Indian commuters as of November 2025.

Charging Cost in India (Real-World)

One of the biggest advantages of switching to the Bajaj Chetak is the remarkably low running cost. The scooter’s 3.4 kWh battery can be charged at home using a standard 5A socket.

Charging Cost Calculation:

• Battery capacity: 3.4 kWh

• Average cost of electricity: ₹8 per kWh (urban India average)

• Total electricity cost per full charge: ₹27.2 (approx.)

Verdict: A typical Indian rider covering 30 km daily spends just ₹7–₹8 per day, compared to ₹90–₹100 per day on petrol scooters.

Monthly and Annual Charging Cost

Verdict: The Chetak easily saves ₹30,000–₹35,000 annually on fuel bills — enough to cover insurance and maintenance costs combined.

Battery and Charging Infrastructure

The 3.4 kWh battery used in the Chetak is IP67-certified, capable of handling monsoon conditions and frequent stop-go traffic. Bajaj also supports a growing network of public charging stations across major Indian cities.

Charging Time:

• Home charger (standard 800 W): 4 hours 20 minutes (0–100%)

• Fast charger: 2.5 hours (full charge)

Verdict: Daily overnight home charging is sufficient for 99% of urban riders, making range anxiety a non-issue.

EMI and Finance Options (November 2025)

The Bajaj Chetak’s pricing positions it between premium petrol scooters and performance EVs.

EMI Calculation (Indicative):

• Down Payment: ₹20,000

• Tenure: 3 years

• Interest: ~10%

• EMI: ₹4,200–₹4,700 per month

Verdict: The EMI is roughly equal to the monthly petrol expense of a 125cc scooter, but with almost zero running cost afterward.

Government Subsidy and Incentives

Under India’s FAME-II scheme, buyers get central and state-level benefits.

Key Benefits (as of November 2025):

• Central subsidy: ₹15,000 per kWh (up to ₹45,000 per scooter)

• Additional state benefits (varies):

  • Delhi: ₹10,000 extra

  • Maharashtra: ₹8,500 extra

  • Gujarat: ₹12,000 extra

Other Perks:

• No road tax or registration fee in many states

• Lower insurance premium for EVs

• Free parking zones in select cities

Verdict: Buyers in Delhi and Gujarat see effective prices as low as ₹1.2 lakh on-road, improving the value proposition significantly.

Maintenance Cost Comparison

EV scooters have fewer moving parts and no oil changes, giving a clear advantage over petrol models.

Verdict: Maintenance savings are around ₹3,000 per year, and the Chetak also avoids unpredictable petrol servicing costs.

Total Cost of Ownership (3 Years)

Verdict: The Chetak not only saves money every month but pays back its higher upfront cost within 18–20 months of ownership.

Comfort, Ride Quality & Build

The Chetak’s metal body ensures stability on rough roads and long-term durability. The scooter rides smoothly even on potholes, thanks to its single-sided suspension and wide seat cushioning.

Verdict: It feels heavier than lightweight rivals but delivers superior ride comfort, especially for Indian road conditions.

Ideal Buyer Segment

• Urban commuters looking for low-cost daily mobility

• College students and office-goers with short daily runs

• Delivery partners seeking long-term cost savings

• Eco-conscious families upgrading from petrol scooters

Verdict: The Chetak is now one of the most rational EV purchases under ₹1.7 lakh, especially for those replacing 100–125cc scooters.

Pros and Cons

Pros:

• Daily running cost below ₹10

• Eligible for multiple state subsidies

• Metal build quality and reliable battery life

• Low EMI and maintenance

• Smooth, quiet, and refined ride experience

Cons:

• Slightly heavy for smaller riders

• Charging ports still limited in rural areas

• Initial cost higher before subsidy

Verdict: A clear winner for cost-conscious urban riders ready to embrace electric mobility.

Final Verdict

The Bajaj Chetak 2025 is more than just an EV upgrade — it’s a financially smart alternative to petrol scooters in India. With a per-kilometre cost of under ₹0.30 and EMI starting near ₹4,200, it combines affordability, style, and reliability.

Even after subsidies end in future years, its durable metal frame and proven battery efficiency make it one of the most future-proof scooters in the country.

Verdict Summary:

• Real-world daily cost: ₹7–₹8

• EMI: ₹4,200–₹4,700/month

• Annual fuel savings: ₹30,000+

• Best suited for: city riders, delivery users, and office commuters

FAQs

What is the daily cost of running the Chetak?

Around ₹7–₹8 per day for a 30 km commute.

How much can I save compared to petrol scooters?

You can save ₹30,000–₹35,000 annually on fuel alone.

Is the Bajaj Chetak eligible for FAME-II subsidy?

Yes, up to ₹45,000 central benefit, plus additional state incentives.

What is the EMI for the Chetak 2025?

Approximately ₹4,200–₹4,700 per month depending on variant and tenure.

Does the Chetak battery need special maintenance?

No, the IP67-rated battery requires no periodic maintenance and lasts up to 7 years.

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