Money Debited on UPI by Mistake? 10-Minute Action Plan, Dispute Steps, and Refund Timeline in India

Money Debited on UPI by Mistake? 10-Minute Action Plan, Dispute Steps, and Refund Timeline in India

The moment you see money debited from your UPI account by mistake, your brain goes into panic mode. Heart rate spikes. Fingers start shaking. You refresh your bank app ten times hoping the amount magically comes back. It won’t. In 2026, UPI is fast, reliable, and brutally final once a transaction is marked “successful.” There … Read more

NEFT & RTGS Timings in 2026: Cut-Off Rules, Best Transfer Time, and Why Some Payments Get Delayed

Bank Holidays in Feb 2026 (India): State-Wise List, What’s Closed, and What Banking Services Still Work

Most Indians still behave as if NEFT and RTGS are “bank-hour” services. They rush transfers before 4 PM, panic on weekends, and assume money sent at night will move only the next working day. That mental model is obsolete in 2026. NEFT and RTGS are officially 24×7 systems now. But here’s the uncomfortable truth nobody … Read more