India Finance

Loan App Harassment in India (2026): Complaint Steps, Evidence Checklist, and How to Stop Recovery Threats Legally

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Loan App Harassment in India (2026): Complaint Steps, Evidence Checklist, and How to Stop Recovery Threats Legally

If a loan app is threatening you, calling your contacts, abusing you, or humiliating you over WhatsApp in 2026, this is not “normal recovery.”It is illegal harassment. And here’s the uncomfortable truth most victims don’t hear early enough:If you stay silent and keep negotiating politely, the harassment usually escalates. Digital lending in India has exploded. … Read more

NPS vs UPS in 2026: Which Pension Scheme Is Better, Who Is Eligible, and What You Should Choose

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NPS vs UPS in 2026: Which Pension Scheme Is Better, Who Is Eligible, and What You Should Choose

NPS vs UPS in 2026 is not a theoretical policy debate anymore. It is a real financial fork in the road for lakhs of government employees and future recruits who now have to choose between a market-linked pension system and a guaranteed income pension promise. And most people are making this choice emotionally instead of … Read more

ITR Filing FY 2025–26: Correct Form, AIS/TIS Mismatch Fix, Refund Timeline, and Mistakes That Trigger Notices

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ITR Filing FY 2025–26: Correct Form, AIS/TIS Mismatch Fix, Refund Timeline, and Mistakes That Trigger Notices

ITR filing FY 2025–26 is not just a compliance ritual. It is a financial audit you voluntarily submit to the government every year. And most Indian taxpayers still treat it like a formality instead of a legal declaration that quietly determines whether they get a refund smoothly or get dragged into notices, delays, and future … Read more