Why UPI Payments Still Fail So Often and What India Is Trying to Fix
UPI is huge, but scale does not erase failure. Official government data released in March 2026 said UPI handled about 21.7 billion transactions worth ₹28.33 lakh crore in January 2026. That size is exactly why failed payments matter so much now. Even a small failure rate creates a large number of broken transactions, delayed refunds, … Read more