TER

Direct vs Regular Funds: The Hidden Cost That Can Eat Lakhs (Real 20-Year Example)

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Direct vs Regular Funds: The Hidden Cost That Can Eat Lakhs (Real 20-Year Example)

Most mutual fund investors focus on returns, past performance, and fund ratings. Very few notice the biggest wealth destroyer hidden in their portfolio — fund expenses. The choice between direct and regular mutual funds can cost lakhs over time, even when both funds deliver identical market returns. The difference is not performance, but cost. This … Read more

Mutual Fund Expense Ratio Rules from Apr 1, 2026: What TER Means Now and How to Pick Cheaper Funds

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Mutual Fund Expense Ratio Rules from Apr 1, 2026: What TER Means Now and How to Pick Cheaper Funds

Mutual fund investors often focus on returns but overlook one critical factor that directly affects long-term wealth — fund costs. The updated TER new rules April 1 2026 introduce a revised expense framework that changes how Total Expense Ratio (TER) is calculated, disclosed, and compared across mutual funds. These changes aim to increase transparency, reduce … Read more